We are all familiar with the e-commerce giant Amazon. Used around the world to buy and sell, Amazon is one of the largest e-commerce platforms in the world. Whatever you are looking for, you can find it on Amazon and have it delivered directly to your home. Pay a small fee, and you can have it rush delivered within a day or two.
Because we all use Amazon, we don’t often panic when we see their name appear on our bank or credit card statements. But it’s important to keep a close eye on your statements because fraudulent companies can be very clever in disguising charges under Amazon’s name.
Which brings us to the question, what is the Amzn Mktp CA charge?
What is the Amzn Mktp CA Charge?
It’s difficult to find any information on the Amazn Mktp CA charge, but banks have confirmed that this charge is commonly associated with fraud, and may not actually be associated with Amazon themselves.
If you have charges on your bank statement or credit card statement that you do not recognize, the best thing to do is to call your banking institution and discuss the charges with them.
How do you know if your Amzn Mktp CA charge is real or fraud?
The best way to know if any “Amzn” charge on your card is real or fraud is to track your spending. You can check your Amazon account to see your purchase history. This will tell you everything that you have purchased on your Amazon account, as well as the date it was purchased.
If you notice that there are purchases you have not made, or if you are still concerned with a bank or credit card statement, you may want to ask yourself if you have ever given your credit card or account details to a friend or family member who may have used the account.
Other reasons you may see an Amazon charge on your credit card include:
- Account membership renewal fees
- Cancelled Amazon orders that have not yet been removed from your account statement
- A back ordered item has been shipped
- An gift order was recently shipped
- An order was split into two or more shipments or to separate addresses.
What will a real Amazon charge look like on your account?
There’s multiple ways that a real Amazon card could show up on your bank account or credit card statement. In most cases, payments from the real Amazon will show as “AMZN.COM/PMTS”.
With that being said, there can also be some variations of this. What’s important is not what exactly is shown on your statement, but that you are able to verify it through payments that you have actually made.
What should I do if there is an unidentified charge on my card?
The first thing you should do if there is an unidentified charge on your card is call your bank to let them know. Depending on the value of the charge, the institution may need to conduct an investigation.
You can also fax Amazon itself or have your bank fax them for further investigation. In your fax, make sure you include your credit card number, the date of the charge, the amount charged, and your issuing bank. You should also include your name, email address, phone number, and the reason for the fax.
How can you dispute a transaction on Amazon?
If you know where the charge on your credit card is coming from, but you didn’t make the purchase yourself, you can opt to dispute your transaction. In most cases, Amazon will suggest that you contact the merchant themselves to resolve any transaction issues.
If filing a dispute with the merchant does not resolve your concerns, you can dispute a transaction directly with Amazon by finding the transaction under your account and then clicking on, “view claim”. You can then enter the information regarding the claim and wait for a response from Amazon.
In conclusion, anytime you see an Amzn Mktp Ca charge on your account, it’s best to look into it. While there is a chance that this is a valid charge, it has also been marked by some banks as fraudulent. If you did not make the purchase yourself and cannot verify where it came from, call your bank immediately to speak about further actions.