Debt

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Navigating Debt: How Debt Counseling Can Help Canadians

Debt counseling, also known as credit counseling or debt management, is a legal process designed to help persons in debt through a unique processes of orientation and counseling. It is carried out by an accredited debt counseling agency or counselor. The credit counselor serves as the intermediary between the debtor and the creditors in the …

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Early Retirement

Strategies for Achieving Early Retirement in Canada

Financial freedom and the ability to call it quits at your job while young may seem unachievable for many Canadians today. But with a committed effort and the right financial strategy, even the unachievable can be doable in these challenging times. ‘How to retire early in Canada’ is one question burning on the lips of …

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Make a Financial Plan

How to Build a Solid Financial Plan to Achieve Your Goals

Human wants are insatiable, and our means to reach them are limited. However, with proper planning and financial management, we can achieve the majority of our goals. Everyone seeks to be financially independent and build significant wealth. And as an Army General draws up tactics to win a war, creating a financial plan can be …

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What is a Credit Default Swap

How Credit Default Swap (CDS) Works in the Canadian Market: Explained

A Credit Default Swap (CDS) is a financial agreement that is contractual in nature and which allows an investor to share credit risk with another investor. In simple terms, a CDS is a default insurance on a loan or bond. If a lender is concerned that a borrower will default on a loan, the lender …

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