Mortgage

First Home Savings Account (FHSA)

First Home Savings Account (FHSA): A Tax-Free Path to Homeownership

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Saving for a first home can be a challenging task, especially considering the rising costs of real estate. However, the Canadian government has introduced a helpful tool called the First Home Savings Account (FHSA), designed to assist prospective first-time home buyers in achieving their homeownership dreams. The FHSA offers tax benefits and specific rules to …

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What is the Minimum Credit Score for Mortgage in Canada?

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The revered credit score is one of the most important factors lenders consider when you fill your mortgage application. Three magic numbers that can be the difference between owning your dream home and having your application turned down. But despite the revered status accorded to the credit score, it is not a figure that’s set …

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