Visa Infinite Cards

Guide To Visa Infinite Cards In Canada

Most people are unaware of the features and benefits embedded in the debit or credit card they possess, especially the Visa Infinite Cards. If your visa card has Visa Infinite encrypted on it, you have access to amazing and exclusive benefits that comes with the card.

Visa Infinite Cards provide fantastic offers and perks, which are exclusively available to Infinite cardholders. Apart from being able to use the card anywhere that Visa is accepted for payment, Visa Infinite Cardholders enjoy unlimited free airport lounge access, travel insurance benefits, warranty benefits, hotel bookings, purchase warranty, reward programs, among others.

So, you probably don’t know what you carry in your Visa Infinite Card. Among the different types of visa branded benefits cards, the Visa Infinite Card is the most outstanding, packed with exclusive premium offers. Cards (credit or debit) branded with Infinite have exceptional benefits that surpass other cards on the visa payment network.

The features and benefits of each Visa Infinite Card, however, is a factor of the type of card issuer. Visa is a payment processor and does not issue cards directly to users. Visa cards are issued to cardholders through partner banks. In Canada, the banks that issue Visa Infinite Cards have different offers for their customers.

Mostly issued by invitation, the Visa Infinite Card provides access to rare privileges as cardholders enjoy extraordinary lifestyle opportunities, travel, dining, shopping, and other fantastic unusual services.

What is Visa Infinite?

Visa Infinite is a package of credit or debit cards issued under the visa payment network and is exclusively reserved for premium cardholders. Visa Infinite benefits are available on selected cards that carry the Visa logo as well as Infinite inscribed on it.

How Visa Infinite Cards Work

Visa Infinite Cards come with exceptional features that are not available on your everyday credit or debit cards. Apart from the benefits and perks that the cardholders enjoy, there are superb reward programs associated with the Visa Infinite Card. Visa Infinite Cards are designed for high-income earners. Hence, the package on the card is superb.

If you are one of those who love to travel in style and enjoy luxury hotel services, the Visa Infinite Card can give you so much more, including concierge services, and all-around assistance.

Features of Visa Infinite Cards

The Visa Infinite Card includes some exclusive built-in features, such as:

Cardholder Enquiry Service

There is a 24hour customer care service provided to Visa Infinite Cardholders, which can be accessed from anywhere around the world.

Zero Liability Policy

This policy protects you and your card from unauthorized transactions made on your card, such as fraudulent practices, when your card is lost or stolen.

Lost or Stolen Card Reporting

Whenever your Visa Infinite Card is lost or stolen, all you have to do is place a call to the customer care and report. Thereafter, appropriate action will be taken to report to the necessary authorities.

Emergency Card Replacement and Cash Service

If you need an emergency replacement of your card, or in need of cash advances, a customer representative will work with you to deliver the card or cash at a convenient location. This service is available to Visa Infinite Cardholders 24 hours a day and seven days a week.

Benefits of Visa Infinite Cards

The Visa Infinite Card is loaded with several premium benefits and perks. Here are some of the fantastic offers on the Infinite Card:

Luxury Hotel Collection

As a Visa Infinite Cardholder, you have access to enjoy some fantastic hotel luxury services at over 900 Visa Infinite Luxury Hotel Collection properties around the world. These benefits include room upgrades, complimentary Wi-Fi, breakfast services, late checkout, and more.

Dining and Winery Services

With Visa Infinite, you also enjoy access to remarkable dining events with top chefs across the country. Interestingly, you’ll enjoy dining and winery services at the best restaurants, as well as complimentary tastings at select wineries in Canada.

Entertainment Packages

Visa Infinite Cardholders in Canada enjoy a first-class treatment, such as the Visa Infinite Priority Line and Lounge at Visa Infinite Screening Room, which provides access to complimentary tickets to advance screening and special movie events across Canada. Cardholders also enjoy pre-sale access to tickets and packages at the Toronto International Film Festival (TIFF).

Access To Airport Lounge

As a Visa Infinite Cardholder, you’ll enjoy limitless free access to airport lounge at over 800 global LoungeKey locations

Travel Insurance Coverage

With your Visa Infinite Card, you will equally be provided with complete and comprehensive travel insurance privileges. This service may vary based on your card issuer. Some of the travel insurance benefits include:

  • Travel medical insurance
  • Travel accident insurance
  • Lost luggage reimbursement
  • Trip delay reimbursement
  • Trip cancellation insurance
  • Trip interruption coverage
  • Baggage delay insurance
  • Hotel burglary insurance
  • Car rental insurance, and more

Purchase Protection

When you purchase and item and pay with your Visa Infinite Card, Visa will reimburse you if the item or product bought is stolen or damaged within 90 days of purchase. If stolen, the item must be reported with police authorities within 48 hours to get the reimbursement and 60 days reporting if the product was damaged.

Warranty Protection

When you make payment with your Visa Infinite Card for any product purchased from a merchant, you equally have access to extended warranty service, such that the item bought can be returned to the merchant within a stipulated time. If the merchant refuses, Visa will take the product and reimburse you.

Complimentary Concierge Services

The Visa Infinite Concierge service is available all round the clock for cardholders’ requests. The concierge services include:

  • Planning a travel itinerary
  • Flight reservations
  • Hotel reservations
  • Trip planning
  • Car rentals
  • Restaurant reservations
  • Event ticket purchases
  • Birthday planning, and more

Visa Infinite Card Issuers In Canada

In no particular order, the following are the banks that issue infinite cards in Canada and the types of Visa Infinite Cards they issue.

Canadian Western Bank Cards

CWB Visa Infinite Business Card

Features

  • Annual fee: $99
  • Rewards ratio: 2 points for every eligible $1 purchase
  • Annual interest rate on purchases: 19.99% fixed
  • Annual interest rate on cash advances: 21.00%

Canadian Imperial Bank of Commerce (CIBC) Cards

CIBC Aerogold Visa Infinite Card

Features

  • 35,000 Aeroplan miles welcome bonus
  • Annual fee: $120
  • Annual interest rate on purchases: 99%
  • Annual interest rate on cashback: 22.99%

CIBC Aventura Visa Infinite Card

Features

  • 35,000 Aventura points welcome bonus
  • Annual fee: $120
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cashback: 22.99%

CIBC Dividend Visa Infinite Card

Features

  • Annual fee: $99
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cashback: 22.99%
  • 4% cashback on gas and groceries purchases

Laurentian Bank Cards

Laurentian Bank Visa Infinite Card

Features

  • 20,000 points welcome bonus
  • 10points for each dollar spent on eligible purchases
  • Annual fee: $130
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cashback: 21.99%

Manulife Bank Cards

Manulife Visa Infinite Card

Features

  • Annual fee: $99
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cashback: 22.99%

MBNA Cards

Nordstrom Rewards Visa Infinite Card

Features

  • $20 Nordstrom Note welcome bonus
  • Annual fee: $0
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cash advances: 22.99%
  • 2 points for every $1 spent on eligible purchases

Meridian Cards

Meridian Visa Infinite Cash Back Card

Features

  • Annual fee: $99
  • Annual interest rate on purchases: 19.50%
  • Annual interest rate on cash advances: 21.99%

Meridian Visa Infinite Travel Rewards Card

Features

  • Annual fee: $99
  • Annual interest rate on purchases: 19.50%
  • Annual interest rate on cash advances: 21.99%

Meridian Visa Infinite Business Cash Back Plus Card

Features

  • Annual fee: $110
  • Annual interest rate on purchases: 19.50%
  • Annual interest rate on cashback: 19.50%

Royal Bank of Canada (RBC) Cards

RBC Avion Visa Infinite Card

Features

  • 15,000 welcome points
  • 1 RBC Rewards Point for every $1 spent on purchases
  • Annual fee: $120
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cash advances: 22.99%

RBC Avion Visa Infinite Privilege Card

Features

  • 25,000 welcome points
  • Annual fee: $399
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cash advances: 22.99%

RBC British Airways Visa Infinite Card

Features

  • 50,000 Bonus Avios
  • Earn 1 Avios for every $1 CAD spent on eligible purchases
  • Compensation award eVoucher
  • Annual fee: $165
  • Annual interest rate on purchases: 20.50%
  • Annual interest rate on cash advances: 22.99%

RBC Avion Visa Infinite Business Card

Features

  • 25,000 welcome bonus
  • Annual fee: $175
  • Annual interest rate on purchases: 19.99%
  • Annual interest rate on cash advances: 22.99%

Scotiabank Cards

Scotiabank Momentum Visa Infinite Card

Features

  • $350 welcome offer value
  • Annual fee: $120
  • Annual interest rate on purchases: 20.99%
  • Annual interest rate on cash advances: 22.99%
  • Minimum credit limit: $5000

Scotiabank GM Visa Infinite Card

Feature

  • Annual fee: $79
  • Annual Interest Rate on purchases: 19.99%
  • Annual Interest Rate on cash advances: 22.99%
  • Minimum credit limit: $5000

Scotiabank Passport Visa Infinite Card

Features

  • Annual fee: $139
  • Annual interest rate on purchases: 19.99%
  • Annual Interest Rate on cash advances: 22.99%
  • Minimum credit limit: $5000

Scotiabank Passport Visa Infinite Business Card

Features

  • Up to 40,000 bonus Scotia Rewards ($400)
  • Annual fee: $199
  • Annual Interest Rate on purchases: 19.99%
  • Annual Interest Rate on cash advances: 22.99%
  • Minimum credit limit: $10,000

TD Cards

TD First Class Travel Visa Infinite Card

Features

  • 65,000 TD points ($325 travel value)
  • Annual fee: $120
  • Annual Interest Rate on purchases: 19.99%
  • Annual Interest Rate on cash advances: 22.99%
  • Credit limit $5000

TD Cash Back Visa Infinite Card

Features

  • Annual fee: $120
  • Annual Interest Rate on purchases: 20.99%
  • Annual Interest Rate on cash advances: 22.99%

TD Aeroplan Visa Infinite Card

Features

  • Annual fee: $120
  • Annual Interest Rate on purchases: 19.99%
  • Annual Interest Rate on cash advances: 22.99%

Vancity Cards

Enviro Visa Infinite Card

Features

  • Annual fee: $120
  • Annual Interest Rate on purchases: 19.50%
  • $1 CAD for every 100 points redeemed

Enviro Visa Infinite Business Card

Features

  • Annual fee: $120
  • Annual Interest Rate on purchases: 19.50%
  • $1 CAD for every 100 points redeemed

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