The revered credit score is one of the most important factors lenders consider when you fill your mortgage application. Three magic numbers that can be the difference between owning your dream home and having your application turned down. But despite the revered status accorded to the credit score, it is not a figure that’s set …
What is the Minimum Credit Score for Mortgage in Canada? Read More »
Buying a house can be exciting! If you’re finally at that stage where it’s time to settle down and have a place you get to come home to every day that’s yours, then you’re about to go through a wonderful change. Along the way, however, you’ll have to go through a process that almost overshadows the happiness …
It is not news that many new immigrants to Canada face an uphill task trying to adjust to the Canadian lifestyle. Relocating from one country to another is a huge change, most new immigrants find it hard to put down roots and contribute to their new society without some intervention. But how does this relate …
Buying a home in Toronto is all about making the right decision at the right time. And this involves putting your best foot forward from a financial standpoint. Because outright home purchases are expensive, you have to consider signing up for one of the many mortgage products out there. However, before you secure your mortgage, …
Purchasing a home can be one of the most difficult life experiences you’ll ever go through. The process is even more daunting if you’re buying a house in Canada without a credit history. All over the country, many individuals are deciding to quit renting and purchase their first homes because it’s a lucrative investment in …
How to Buy a House in Canada Without Credit History Read More »
One of the most significant decisions you’d ever have to make as a prospective Canadian homeowner is choosing not only the right lender but the perfect mortgage plan for your home. It is a decision you will live with for the rest of your life, paying thousands of dollars more or less as a result. …
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