The due date and actual time you make your credit card payment has a great impact on the interest rate you are charged. You can simply reduce your interest rate if you pay earlier. If you’re new to the credit card system in Canada, we’ve put together a quick guide to help you. How to …
Wondering how you can improve your credit score in Canada? We’ve put together a comprehensive guide to help you. Your credit score is a three-digit that can go up or down depending on the details on your credit report. And if you have been working towards improving your credit score for a loan or a …
Paying your credit card early is very healthy for your credit score. Depending on how flexible it is for you, you can choose to pay your full balances monthly by the due date or earlier. Some people carryover balance from month to month while making the minimum required payment before the deadline. It might seem …
One of the processes of settling or coming out of debt situations in Canada is declaring bankruptcy. Filing bankruptcy involves a legal process in which an individual or entity who is unable to pay outstanding debts to creditors, seeks relief from the debt, subject to some conditions. As part of debt settlement procedures in Canada, …
Stuck with bad credit and wondering how to fix it fast? There is no doubt credit is a useful financial tool, but like a double-edged sword, it can cause a lot of grief if not properly managed. If you don’t know how to improve credit score quickly, you might get crushed under a mountain of …
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