TD student creditcard

Best TD Student Credit Cards in Canada

Students who are looking for a credit card can depend on TD credit cards as an excellent option. This credit card suite enables you to carry out transactions like booking hotels, car rentals, and flights and helps you build a credit history.

TD’s credit card range is tailored to meet the demands of any student. Whether you’re looking for low variable interest rates, earn Reward Points or spend Cash Back Dollars, there’s a TD credit card for you. 

1. TD Cash Back Visa Card

This card is a TD student credit card that enables Canadian students to earn cashback dollars to pay down their account balance. It is a no-fee credit card with a credit limit of C$500 minimum. Groceries, gas, and recurring bills have a spending cap of C$5000.

Highlights

  • Annual Fee: C$0
  • Interest: 19.99%
  • Cash advance interest: 22.99%
  • Additional cardholders: C$0
  • Students earn 1% Cashback on eligible gas and grocery purchases, including recurring bills set up on the account.
  • Students can also receive 0.5% in Cash Back Dollars that can help pay down their bank balance whenever they want
  •  Cashback Dollars do not expire where the account is paid off regularly and in full.
  • Students can buy goods with confidence in the assurance that purchases are covered under purchase security and extended warranty protection. 

Automotive Perks

  • Students can use their Canadian TD Credit Card to save at least 10% off the lowest rates in Canada and the US, including a 5% minimum on international base rates at eligible rentals like Budget and Avis.
  • Students have the option of becoming a TD Auto Club member and receive 24 hours coverage for emergency roadside assistance in dire situations when you’re on the road.

Security

  • Visa zero liability protects you from liability in case unauthorized purchases are made on your credit card. Be mindful to check out the Cardholder Agreement to understand your responsibilities in securing your PIN.
  • Chip and PIN technology provides an additional layer of security via the use of a Personal Identification Number.
  • Students can also receive fraud alerts whenever there’s suspicion of a fraudulent transaction on your TD Cash Back Visa Card or any additional credit card.
  • You can also manage your credit card with the TD App, which helps you block international purchases, set transaction restrictions, or lock your card.

Everyday Perks

  • Students can use Apple Pay for contactless payments, which is an essential feature during the pandemic.
  • You can also receive emergency cash up to the value of C$500. Keep in mind that this offer even is subject to your credit limit.
  • Secure remote commerce enables students to carry out online purchases with convenience.

2. TD Platinum Visa Card

The TD Platinum Visa Card is designed for students who enjoy collecting Reward Points. You can redeem up to 40,000 TD Reward Points that can be spent towards everyday items like gift cards, cashback, and many more.

The credit card charges no fees for subsequent cardholders and has a credit limit of C$1000. Students who apply before May 30, 2021, will get a full discount on annual expenditures for primary and additional cardholders in the first year and up to 40,000 TD Rewards Points with a value of C$200 on Expedia.

Highlights

  • Annual fee: C$89
  • Interest: 19.99%
  • Cash advance interest: 22.99%
  • Additional Cardholder: C$35
  • Welcome Bonus of 15,000 TD Reward Points after first making purchases with credit card
  • Additional 25,000 Reward Points after spending C$1000 within three months of opening account
  • Receive 3 TD Reward Points per C$1 spent on recurring bill payments and groceries
  • Receive 5 TD Reward  Points per C$1 when you book hotels and flights through ExpediaForTD.com
  • Receive 2TD Reward Points per C$1 for any other purchases
  • Maximize TD Rewards by using Expedia for travel purchases
  • Enjoy travel insurance
  • Reward Points can be redeemed at Amazon.ca.

Travel Benefits

  • Students receive up to C$500 in coverage for flight delays of more than 4 hours.
  • Receive up to C$1000 for the purchase of clothing and toiletries where baggage is delayed for over 6 hours
  • C$500,000 in coverage for losses while traveling via common carrier, for instance, a ferry, bus, train, or plane
  • Emergency travel assistance in case of emergency

Automotive Perks

  • Students can use their Canadian TD Credit Card to save at least 10% off the lowest rates in Canada and the US, including a 5% minimum on international base rates at eligible rentals like Budget and Avis.
  • Students have the option of becoming a TD Auto Club member and receive 24 hours coverage for emergency roadside assistance in dire situations when you’re on the road.
  • Use TD Credit Card to defray the full cost of a car rental, including auto rental collision and loss damage, at no extra cost.

Security

  • Visa zero liability protects you from liability in case unauthorized purchases are made on your credit card. Be mindful to check out the Cardholder Agreement to understand your responsibilities in securing your PIN.
  • Chip and PIN technology provides an additional layer of security via the use of a Personal Identification Number.
  • Students can also receive fraud alerts whenever there’s suspicion of a fraudulent transaction on your TD Cash Back Visa Card or any additional credit card.
  • You can also manage your credit card with the TD App, which helps you block international purchases, set transaction restrictions, or loc your card.

Everyday Perks

  • Students can use Apple Pay for contactless payments, which is an essential feature during the pandemic.
  • You can also receive emergency cash up to the value of C$500. Keep in mind that this offer even is subject to your credit limit.
  • Secure remote Commerce enables students to carry out online purchases with convenience.

3. TD Rewards Visa Card

The TD Rewards Visa is a no-fee card TD student credit card that provides a promotional interest rate of 9.99% for the first six months. Moreover, you can earn 10,00 TX Reward points for keeping the account in good standing for the first three months.

Highlights

  • No yearly fee
  • Receive 2 TD Reward Points per C$1 spent on recurring bill payments and groceries
  • Receive 1TD Reward Point per C$1 for any other purchases
  • Receive 3 TD Reward Points per C$1 when booking hotels and flights via ExpediaForTD. com
  • Maximize TD Rewards by using Amazon  for daily purchases
  • Reward Points never expire so far account is paid in full and on time.
  • Enjoy purchase security and extended warranty protection.

Travel Perks

  •  Discount on Priority Pass membership enabling access to 1200 VIP airport lounges around the world.
  • Students can use their Canadian TD Credit Card to save at least 10% off the lowest rates in Canada and the US, including a 5% minimum on international base rates at eligible rentals like Budget and Avis.

Automotive Perks

  • Students can decide to buy TD Auto Club Membership and receive 24 hours protection in case of emergency while traveling on the road.

Security

  • Visa zero liability protects you from liability in case unauthorized purchases are made on your credit card. Be mindful to check out the Cardholder Agreement to understand your responsibilities in securing your PIN.
  • Chip and PIN technology provides an additional layer of security via the use of a Personal Identification Number.
  • Students can also receive fraud alerts whenever there’s suspicion of a fraudulent transaction on your TD Cash Back Visa Card or any additional credit card.
  • You can also manage your credit card with the TD App, which helps you block international purchases, set transaction restrictions, or loc your card.

Everyday Perks

  • Students can use Apple Pay for contactless payments, which is an essential feature during the pandemic.
  • You can also receive emergency cash up to the value of C$500. Keep in mind that this offer even is subject to your credit limit.
  • Secure remote Commerce enables students to carry out online purchases with convenience.

4. TD Emerald Flex Rate Visa Card

This TD Visa Card is a flexible TD student credit card that enables students to finance massive purchases or pay off their balances at affordable variable rates.

Highlights

  • Annual Fee: C$25
  • Interest: TD Prime+ 4.50%-12.75%
  • Cash advance interest: TD Prime+ 4.50%-12.75%
  • Additional Cardholder: C$0
  •  Credit limit: C$1000
  • Enjoy annual savings at affordable variable rates.
  • Enjoy the same rates for all transactions, including cash advances and purchases.
  • Students can decide to buy Travel Medical Insurance, Trip Interruption Insurance, or Trip Cancellation Insurance.
  • Enjoy all perks of the TD Emerald Flex Rate Visa via Apple Pay.

Automotive Perks

  • Students can use their Canadian TD Credit Card to save at least 10% off the lowest rates in Canada and the US, including a 5% minimum on international base rates at eligible rentals like Budget and Avis.
  • Students can opt for TD Auto Club Membership.

Security

  • Visa zero liability protects you from liability in case unauthorized purchases are made on your credit card. Be mindful to check out the Cardholder Agreement to understand your responsibilities in securing your PIN.
  • Chip and PIN technology provides an additional layer of security via the use of a Personal Identification Number.
  • Students can also receive fraud alerts whenever there’s suspicion of a fraudulent transaction on your TD Cash Back Visa Card or any additional credit card.
  • You can also manage your credit card with the TD App, which helps you block international purchases, set transaction restrictions, or loc your card.

Everyday Perks

  • Students can use Apple Pay for contactless payments, which is an essential feature during the pandemic.
  • You can also receive emergency cash up to the value of C$500. Keep in mind that this offer even is subject to your credit limit.
  • Secure remote Commerce enables students to carry out online purchases with convenience.

Leave a Reply

Your email address will not be published. Required fields are marked *