Purchasing a home can be one of the most difficult life experiences you’ll ever go through. The process is even more daunting if you’re buying a house in Canada without a credit history. All over the country, many individuals are deciding to quit renting and purchase their first homes because it’s a lucrative investment in …
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In the typical sale of a home, the buyer obtains a mortgage from a bank or other lender to purchase the property off of the seller. But there are other options out there as well, one of which is known as a Vendor Take Back Mortgage. In this article, we’ll learn all about Take Back …
A power of sale is a condition in most mortgage terms that authorizes a mortgage lender to sell a property in the event of payment default by the buyer in order to cover the mortgage debt. In Canada, homebuyers generally take out a mortgage from a lender to purchase their homes. This money is loaned …
The escalating cost of real estate is forcing Canadians to look into cheaper alternatives like shipping container homes. While shipping container houses don’t come cheap, they’re relatively inexpensive compared to a traditional house. As humans, we are always looking to implement new ideas and develop new designs and technologies. For millennia, humans have experimented with …
Whether a loved one has passed or we are looking for a swift exit from a messy divorce, it might become vital at some point in our lives to remove a name from a property title. A property title is a legal right to ownership of a property with the capacity to sell the property. …
A utility bill is a monthly invoice, issued by utility companies and paid by homeowners, renters, or businesses occupying a commercial space. One thing most adult Canadian have in common is paying utility bills. Utility bills in Canada include the following: Electricity Bill Gas Bill Water and Sewage Trash and recycling Internet, Telephone, and Cable There …
If you’re looking to buy a new home, you may have heard of the term “closing costs”. Closing costs are associated with new mortgages, or more specifically, the sale of a house. But what exactly are closing costs, and how much will you have to pay for them? Let’s take a look. What are Closing …
Home insurance in Niagara Falls offers so much for the home and the homeowner. Have you considered what it could cost you for repairs or replacement of lost possessions, especially in the event of an unfortunate incident? Most homeowners in Niagara Falls and other Canadian cities, who are enjoying the benefits of insurance claims today, …
Kitchener is one of the fastest-growing cities in Canada and Ontario, with many technological companies having their offices in the city. Thus, the city attracts a lot of investors, entrepreneurs, tech specialists, and people from all walks of life. A good number of these people eventually make Kitchener their home. As a result, a number …
The low unemployment rate and the high standard of living in Guelph have made the city a thriving place to raise a family. As a result, a good number of people are buying new structures and properties. Hence, the need for proper coverage of the properties. Guelph home insurance provides coverage for the home and …
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