visa checkout

Guide to Visa Checkout Card in Canada

Visa Checkout card is a free and secure digital payment service that eases shopping at participating retail stores with just your email. Visa Checkout card makes online shopping easier with a single account that lets you checkout with just your username and password.

You’re not required to input your shipping and payment details every time you make a purchase.

Once you register for a Visa Checkout card, you can make purchases with your Member One visa Debit or Credit card with ease. Visa Checkout works with other major credit and debit cards like MasterCard and American Express cards.

This service is offered by Visa to help protect your credit and debit card digits when you are shopping online at any participating retailers and restaurants.

Visa Checkout card offers convenience to the cardholder, sometimes checking out can be a hassle as mostly you’ll be required to input your card details, enter your billing and shipping address. With Visa Checkout, your billing and shipping details are automated from your first entry. All that is required of you is to confirm your purchase.

Visa Checkout is very safe and secure to use, your credit card details are not stored on the merchant’s website. So your card details are safe from potential hackers.

Visa Checkout also helps you update your credit card detail, in case you add a new Visa Card to your account and it is reissued, probably due to fraud or missing/stolen card, Visa Checkout will update the card details for you. All amounts indicated in this article are in Canadian dollars.

Why Get a Visa Checkout Card?

If you are tired of inputting your shipping, billing and payment details anytime you make online purchases, then you should consider getting a Visa Checkout Card.

Visa Checkout Card helps eliminate the hassle of inputting your details always. Visa Checkout offers exceptional security protection that you can use to check out your purchase rather than rely on each retailer’s website protection. Also, each member gets special deals and other offers from participating outlets.

After registering for an account, you can use your card to pay at many popular participating merchants. Also, you can add any major credit or debit card to your Visa Checkout account. Some of the perks of this card include:

  • Cuts down payment screens to two
  • Eliminates the need to always input billing and shipping address
  • Offers a reliable, secure and user-friendly experience across apps mobile, wed, and desktop
  • Does not redirect you to another site to make payment
  • You can choose to pay with your Member One Federal Credit Union Visa card
  • You can add your Member One Consumer and Business Visa Credit and Debit card to your Visa Checkout card

Signing Up

To use Visa Checkout Card, you must create a Visa Checkout account with your email, credit card details, and shipping details. Once registered, you can use this account across all Visa Checkout participating merchants.

You can store cards from Visa, MasterCard, American Express or Discover once you sign up. There is no registration fee attached to this card, signing up is free and using it with online merchants incurs no fees. Simply create a Visa Checkout account by:

  • Visiting the Visa Checkout website and creating a profile
  • Store your credit card billing and shipping details
  • Add your Member One Visa credit or Debit card
  • You can set security question to secure your account

This feature is not compulsory; it is just an additional security measure. To protect your account from potential fraud, you can set up security questions. Visa will use questions from your profile that other people would not have access to.

Some of these questions include your zip code, street address, or last four digits of your payment card. You’ll be required to answer some security questions to authenticate your identity if you log in from a new device or if you forget your password.

  • You’ll receive an email or text to your mobile to confirm your application
  • Then start checking out.

Once you are registered, you can checkout purchases by simply entering your username and password, or just your password if you use the “remember me” option. Below are some of the things you can do on your account:

  • Edit card details
  • Set a default payment method
  • Add frequently used shipping address
  • Add a payment option

If your email address is already in use but not by you, you can reclaim the email address. Reclaiming your email address will shut down the previous Visa Checkout account and allow you to register your email address. To do this, use the “claim this account” link on the website and Visa Checkout will send instructions on how to proceed with your request to your email address.

You cannot change your user ID once you register, if you wish to change your email or phone number, you must register a new account and re-add all your profile details. It is advisable to close down your original account before doing this.

How to Use Visa Checkout Card

You can shop at any Visa Checkout participating outlet. After shopping, when you are set to pay for your purchase, commence checkout and click on the Visa Checkout logo. Note that this process differs from the retailer; some may require you to click a dropdown menu to find the other payment options.

You can add the same Visa card as a payment method in multiple Visa Checkout accounts, though only a single authorized user can get alerts for the transaction for that card. Once you initiate checkout:

  • A Visa Checkout prompt will appear on your screen, enter your email address , you’ll then receive a One-Time-Pass code (OTP) in your email. Input the code in the Visa Checkout popup on your screen

Your account can be locked by Visa if you input the wrong email address, OTP or password too many times. It is advisable to wait at least one hour before trying again; accounts will be locked after 3 failed attempts to log in. You won’t be able to use your Visa Checkout account for purchases when your account is locked.

  • Carefully review your payment and shipping details
  • Then click on submit

Who accepts Visa Checkout

Several online outlets offer Visa Checkout including outlets that sell electronics, apparel, travel, food, gifts, and entertainment. There are currently over 100 retailers who accept Visa Checkout, and Visa is not relenting on adding more retailers to the list. To know a store that accepts Visa Checkout, lookout for the Visa Checkout logo, some of the retail stores that accept Visa Checkout include:

  • Lowe’s Canada
  • Staples Canada
  • Aldo
  • Banana Republic
  • Gap
  • Old Navy
  • Grand & Toy
  • Indigo
  • Pizza Pizza
  • Ticketmaster
  • United Airlines

Is Visa Checkout Secure?

Thus far, Visa has recorded a 63% lower fraud rate with people utilizing Visa Checkout. The system is very safe as there are different authentication tools at each stage of your checkout to verify the authenticity of the transaction.

Visa monitors every transaction made via the service, and flag off any suspicious buyer behavior.

Getting Rid of Visa Checkout 

You can choose to delete your Visa Checkout account by visiting the Visa Close Account Page, login in with your details and enter the OTP you receive in your email and click on “Delete Info.”

If you are having a problem with your account, you can close it by signing in to your Visa Checkout account and select the “Customer Support” link, click on “more” under the “Troubleshooting” segment. Then proceed to click on “Problem with your account”, and then click on the “Close account” section.

Stolen/Missing Device

Be rest assured that your Visa Checkout details are safe when your mobile device is stolen or missing. Visa Checkout only includes the last four digits of your Visa card number in alerts sent to your mobile. So there is no way your details will be compromised. It is advisable to cancel your Alerts or update your text message alert if you find yourself in this scenario.

How to Remove a Card from My Visa Checkout Account

You can choose to remove any of your saved credit cards from your Visa Checkout account. To achieve this:

  • Sign in to your Visa Checkout account
  • Click on “payment method”, on this section you’ll see all your linked account
  • Select the card you will like to remove, then click the “remove” link
  • Click on the “Remove payment method” to confirm your request.

Reporting an Issue

If you are having an issue with your order or to check your order status, you can contact the merchant directly to lay your complaint. Also, contact the merchant if you have concerns about a charge to a product or the status of a refund. If your complaint to the merchant was not resolved, you can contact your card issuer.

If your complaint is related to your Visa Checkout account, visit the official Visa Checkout website and click on the Contact Us button at the bottom of the page. Or you can mail in your complain to support@mail.checkout.visa.com or contact Visa Checkout customer desk on 1-855-847-2032, and then input your access code or press number 1.

Difference between Visa and Visa Checkout

With Visa Checkout, you are using a conventional credit number that Visa stores safely for use in case of multiple transactions. Visa can only be used once for a transaction, you’ll be required to input your details again once you initiate checkout.

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