Scotia Rewards is the rewards and loyalty program of Scotiabank, one of the largest and prominent financial institutions in Canada. The credit card rewards program is one of the ways by which financial institutions in Canada entice their value-oriented customers, by providing an avenue for the clients to earn and redeem loyalty points for their …
What You Can Get with Scotia Rewards Points and How to Redeem Them Read More »
Travelling is one of the eventful and rewarding things to do. If you’re one to explore new places, try new foods, experience new cultures and meet new people, then you know that all of that sometimes costs a lot, that’s where travel credit cards come in. What is a Travel Credit Card? A travel credit …
The ability to control your finances is a skill you’ll have to hone once you arrive in Canada. You can fritter your savings in many ways, so be on guard from the get-go. Ensure you have a good idea the cost of rent, utilities, as well as taxes. If you arrive without a job, you …
In Canada, like most other countries, tax is an inevitable levy every working individual must pay. Unless, of course, your source of income falls under the non-taxable. Most of the income/profits you earn through investments, trading, wages, etc., are taxable by the Canadian government. Taxes are charged both at the federal and state level. The …
The search for the best computer desks to buy in Canada has been amplified by the pandemic and the new normal of working from home. This article reviews the best desks based on design, affordability, and ease of purchase. Everyone wants comfort while working, be it at home or the office. Some supplies can ease …
20 Computer Desks for Canadian Consumers: A Buyer’s Guide Read More »
To support people living with a disability, the Canadian government offers some monetary support initiatives. Most Disability Tax Credit (DTC) and the Registered Disability Savings Plans (RDSP) are popular among them. Children with disabilities are not excluded; they are eligible for the child disability benefit. To qualify for any of these programs, you must prove …
Financial freedom and the ability to call it quits at your job while young may seem unachievable for many Canadians today. But with a committed effort and the right financial strategy, even the unachievable can be doable in these challenging times. ‘How to retire early in Canada’ is one question burning on the lips of …
Strategies for Achieving Early Retirement in Canada Read More »
You’ve probably noticed census letters sitting in your mailbox if you’re a Canadian. Required by the law since 1871, it’s your civic duty to complete the census. Ever wondered what happens if you purposely skip out on filling out the census questionnaire? Well, here’s a warning for every procrastinator. Statistics Canada has a way of …
Consequences of Not Completing the Canadian Census: What You Need to Know Read More »
The goods and services tax (GST) is a tariff on the production and supply of goods and services in Canada, and it’s charged at 5%. For instance, if you purchase a shoe for your kid at the price of C$100, you’ll need to pay the total cost of C$105 to the seller. The extra C$5 …
What You Need to Know About Goods and Services Tax (GST) Read More »
Canada has a financial system anchored on conservatism, which means small calculated risks return even lesser rewards, so you’d expect your regular savings account to earn a low interest. But if you’d like to make good money on your deposit, a high-interest savings account (HISA) is your best choice. However, there is so much to …
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